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Farm Service Agency Loans Guidebook

A guidebook to help young farmers and ranchers navigate the credit options offered by the Farm Service Agency. This is the first comprehensive plain language guide to FSA loans since before the introduction of the popular microloan in 2013.

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Farm Service Agency Loans: The Ins and Outs of Growing a Farm with Federal Loans is written for farmers and ranchers who want to access low interest federal credit options that are aimed at family farmers. NYFC has worked with FSA to improve loan options for the young farmers who sometimes struggle to access credit. A historical number of young farmers are accessing microloans, yet 30% of young famers who took our 2017 National Young Farmer Survey reported that they were unfamiliar with federal programs. With this guide, we hope to help those farmers understand their options.

This illustrated guidebook provides:

    • Charts of terms and rates
    • Summaries of loan options
    • Suggestions about timing and application
    • An organizational chart to navigate FSA hierarchy
    • Thoughts on how to weigh whether a loan is right for you
    • Case studies of real farmers who received loans 


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Sophie Ackoff, Evan Flom, Vanessa García Polanco, David Howard, Jessica Manly, Carolina Mueller, Holly Rippon-Butler, Lytisha Wyatt


National Young Farmers Coalition

Date Published

January 16, 2018

Resource Types: