The Finding Farmland Calculator is a unique mortgage calculator designed to teach farmers about their financing options and creditworthiness when buying farmland.
Build one or more purchase scenarios, then compare the total costs, monthly payments, and your scores on several financial ratios. Download the results to have on hand when meeting with a loan officer.
While tools alone cannot make land access a possibility for everyone, or entirely eliminate the risk of leasing or buying land, we hope that the calculator helps demystify the steps you can take and help you feel more confident in your search.
This project was supported by a grant from the USDA National Institute of Food and Agriculture (NIFA) through its Beginning Farmer and Rancher Development Program (BFRDP) and with support for outreach from Farm Credit.